Insurance & financing
Clear numbers before treatment: we verify your benefits, explain your written estimate, and walk through payment options with you.
Our approach
No surprises about cost
Our team verifies your benefits before treatment and explains your estimate. Coverage varies by plan and is not guaranteed.
Whether a specific plan applies to your care depends on your policy and your procedure — our team confirms this for you individually rather than publishing a blanket list.
Insurance plans
Plans we work with
We participate with the carriers below. Plan-type restrictions matter — check the note under your carrier, and call us to confirm your specific policy.
Aetna
PPO plans only — no DMO or DHMO
Aetna Better Health
Ameritas
Assurant
Cigna
PPO plans only — no DMO or DHMO
DeltaCare USA
DHMO / Flagship
Delta Dental
All states accepted
Empire Blue Cross Blue Shield
Fidelio
GEHA
Guardian
PPO only — no DMO or DHMO
Horizon
DHMO and PPO plans
Humana
Liberty Dental
Lincoln Financial
MetLife
PPO only — no HMO
Principal
United Concordia
UnitedHealthcare
Including Community Plan and Medicare Advantage plans
UnitedHealthcare Community Plan
Carrier names and logos are trademarks of their respective owners and are shown to identify the plans we participate with. Participation can vary by plan and policy — we verify your individual benefits before treatment.
How benefits verification works
Verification happens before treatment, so you can decide with real numbers.
Call with your information
Share your insurance details when you schedule, or bring your card to your consultation.
We verify your benefits
Our team contacts your plan to confirm coverage and any requirements before treatment.
You get a written estimate
Your estimate reflects your procedure, comfort options, and verified benefits.
Questions answered
We review the estimate with you and discuss payment or financing options.
You decide
Treatment moves forward once you understand the plan and the numbers.
To start verification, call 908-520-2694 with your insurance information.
Clear numbers before treatment.
We verify your benefits, explain your written estimate, and walk through payment options with you — before treatment, so you can decide with real numbers.
Whether a specific plan applies to your care depends on your policy and your procedure; our team confirms this for you individually.
What affects the cost of oral surgery
Estimates are individual because these factors differ from patient to patient.
The procedure itself
The type of surgery, its complexity, and the number of teeth or sites involved.
Anesthesia and comfort options
The comfort plan you and your surgeon choose affects the overall fee.
Imaging and planning
Whether additional imaging or digital planning is needed for your case.
Related procedures
Some plans include steps such as bone grafting; your surgeon will explain if yours does.
Your plan's terms
Deductibles, annual maximums, waiting periods, and whether your policy treats the procedure as dental or medical.
Follow-up care
What is included in your fee and what is billed separately is spelled out in your estimate.
Want your benefits verified?
Call our office with your insurance information, or request a consultation and we will handle verification before your visit.